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Health care reform library - Unum Disability, Life and Financial ...
Mar 29, 2012 . How the health insurance exchanges will work (See updates from . Repealed in October 2011, this report provides background on the plan as .
http://www.unum.com/HealthCareReform/Library.aspx

Privacy practices FAQ's - Unum.com
Why did Unum send me a HIPAA Privacy Notice? . The Health Insurance Portability and Accountability Act (HIPAA) is a 1996 federal law . Notice; however, HIPAA provides Unum with discretion concerning whether to agree to such requests.
https://services.unum.com/_fwcomn/privacyfaq.htm

HIPAA Privacy Notice - Unum.com
maintain the privacy of PHI about you; provide you with a notice of our legal duties . For treatment — Unum is not a health care provider and does not engage in .
https://services.unum.com/_fwcomn/privacynotice.htm

Company Profile - Unum | Careerbuilder.com
As a result, we can deliver intelligent, forward-thinking benefit programs to prepare . Unum. Better benefits at work. Culture. Unum seeks to foster a healthy work . Unum provides equal employment and advancement opportunities for all .
http://www.careerbuilder.com/Jobs/Company/C7X4CS6J2XMZLZ5X3ZY/Unum/

  • Unum Health Insurance at Insure.com
    Unum's short-term and long-term disability coverage replaces a portion of income . Short-term disability coverage provides benefits when the insured is unable to work . Individual disability coverage can help supplement long-term disability .
    http://www.insure.com/companies/unum-health-insurance.html

  • New Products From Unum Complement High-deductible Health ...
    Mar 28, 2012 . Health Care Solutions and Benefits Management - Consumer Driven Health Care . illness product from Unum offer employers and their employees new . for surviving can be high, even for those with medical insurance.
    http://www.theihcc.com/en/communities/hsa_hra_fsa_admin_finance/new-products-from-unum-complement-high-deductible-_h0ck38t3.html

  • New products from Unum complement high-deductible health plans ...
    Mar 28, 2012 . More than a decade of year-over-year increases in health insurance costs has . the significant financial protection these products can provide.
    http://markets.on.nytimes.com/research/stocks/news/press_release.asp?docTag=201203281100BIZWIRE_USPRX____BW5947&feedID=600&press_symbol=277229

  • Interest-sensitive whole life insurance (ISWL) - UNC Health Care
    Unum's interest-sensitive whole life insurance can offer more protection, including living . coverage at future re-enrollments without answering health questions .
    http://www.unchealthcare.org/site/humanresources/benefits/benefit_forms/unum

  • New information site brings health care reform into focus | Unum ...
    Dec 15, 2011 . Although Unum's benefits offerings – such as disability, accident, critical illness and supplemental health coverage – will not be directly .
    http://unum.newshq.businesswire.com/press-release/productsservices-news/new-information-site-brings-health-care-reform-focus

Unum Issues Health Care Reform Guide | LifeHealthPro
Jun 24, 2010 . Unum Group Corp. has created a guide that explains key health care . The guide can be found online here. . LifeHealthPro.com is the vital online destination for life & health insurance advisors, designed to provide them .
http://www.lifehealthpro.com/2010/06/24/unum-issues-health-care-reform-guide

  • Accident Insurance - CHE Plus Benefits - Catholic Health East (CHE ...
    Unum's supplemental accident insurance provides benefits for covered injuries and specified accident-related expenses for an individual or family. Since health .
    http://www.cheplusbenefits.com/accident_insurance.htm

  • Questions about Unum - Ask Unum
    Jun 14, 2011 . Ask us any question and we'll do our best to answer it. . Unum are currently: Best Group Risk Provider, Health Insurance Awards 2011 . as part of the insurance application process, and on the other we provide an extensive, .
    http://ask.unum.co.uk/blog/questions/frequently-asked-questions/

  • First Unum Life Insurance Company
    Nov 3, 2010 . Unum will assist you in any way to help you understand your . provide basic hospital, basic medical or major medical insurance as defined by .
    http://www.nyu.edu/content/dam/nyu/hr/documents/benefitsforms/SPDUnumLTD-100-102-103.pdf

  • Unum Provident's 'Pre-existing Condition' Policy often Bad-Faith ...
    Feb 3, 2009 . Or Unum Provident may deny health insurance altogether due to a pre-existing . However, Unum does not see this disability as a continuation of the . We provide detailed and quality information on various lawsuits filed .
    http://www.lawyersandsettlements.com/articles/first_unum/unum-life-insurance-provident-long-term-8-11857.html

  • Disability Benefits for Ohio University Employees UNUM LTD ...
    Ohio University provides a long term disability (LTD) benefit for all benefits eligible . Eligibility: Full-time employees eligible for health benefits are automatically . an employee is receiving a 40% disability benefit from OPERS, UNUM LTD will .
    http://www.ohio.edu/hr/benefits/upload/Disability-Benefits-Summary.pdf

  • Health care reform - Unum Disability, Life and Financial Protection ...
    Apr 6, 2012 . Unum is a Fortune 500 company that provides financial protection benefits like . Health Insurance Exchanges: A marketplace for the future . Post-reform health plan changes can leave employees financially vulnerable.
    http://www.unum.com/healthcarereform/

  • Unum benefits in a post-reform era - Unum Disability, Life and ...
    Mar 29, 2012 . It's expected that the cost of health care insurance will continue to rise. . 73% will offer employees at least one consumer-directed health plan .
    http://www.unum.com/HealthCareReform/Benefits/

  • A warning about UNUM
    If you do not have a contract with UNUM Insurance Company, I would suggest that . and to warn people about the dangers of UNUM insurance to your health, finances, . If you cannot provide evidence that what I am saying is false then I will .
    http://www.physiciansnews.com/discussion/morris.html

Unum | The Employee Benefits Blog
Apr 10, 2012 . Unum announced last week that it will offer new group accident . have become more popular as steady increases in health insurance costs .
http://www.winstonbenefits.com/The-Employee-Benefits-Blog/?Tag=Unum

  • unum (@unumnews) on Twitter
    More than 160 years of providing employee benefits solutions that help employers manage their . Unum research: Finance directors do not always liaise with HR on benefits: . Benefitfocus Need to stay up to date on health care reform?
    http://twitter.com/#!/unumnews

  • Voluntary accident insurance If you have an accident, will it hurt your ...
    Unum's voluntary accident insurance gives you something to fall back on. . It does not provide basic hospital, basic medical or major medical insurance as .
    http://www.usd261.org:8080/docushare/dsweb/Get/Document-4757/Unum%20-%20Voluntary%20Accident%20Insurance.pdf

  • Health Insurance Exchanges A marketplace for the future
    where individuals and businesses can purchase health insurance coverage. . Employees at businesses that do not offer medical benefits. ? People . For more information about employer responsibilities, see the Unum report. “The price of .
    http://www.millsbenefitgroup.com/images/stories/Unum_Exhange_Article.pdf

  • Unum Honored as One of Best Employers for Healthy Lifestyles ...
    May 24, 2011 . Unum - Better benefits at work. . With the benefits slogan “Take Advantage, It's to Your Benefit,” Unum's health care strategy provides for accessible programs that . Members of the media can reach Unum by contacting: .
    http://unum.newshq.businesswire.com/press-release/other-company-news/unum-honored-one-best-employers-healthy-lifestyles-0

  • State insurance commissioners reach settlement with Unum ...
    Mar 31, 2006 . [Let Insure.com help you find affordable health insurance now.] . The review process and restitution payments will provide claimants with a .
    http://www.insure.com/articles/healthinsurance/unum-settlement.html

  • A.M. Best Affirms Ratings of Unum Group and Its Core U.S. ...
    Mar 15, 2012. of the core U.S. life/health insurance subsidiaries of Unum Group (Unum) . A.M. Best is not an Investment Advisor, does not offer investment .
    http://www3.ambest.com/press/rr.asp?Alt_Refstring=18171

  • Unum Claims Denial | ERISA Claims Attorney Helps Unum ...
    Unum, a billion dollar insurance company, is one of the major providers of group short-term and long-term disability benefits, life insurance, and supplemental health insurance. Unum is . We will work aggressively for you and support you every step of the way. . Please provide any other information relevant to your claim.
    http://www.disabilitydenials.com/unum-claims-denial.html

OEBB Selects Unum to Offer Long-term Care Benefit
Employees in educational entities that choose to offer long-term care insurance will be able to elect this coverage beginning October 1, 2010. Who is Unum?
http://oregon.gov/OHA/OEBB/docs/Newsletters/2009December/DecJannewsletter.pdf


You may also wish to visit:

The National Council on Pet Population Study & Policy (NCPPSP)
dog health insurance affiliate program

The American Veterinary Medical Association

Worldwide emergency travel assistance services
helps you obtain quality medical care when you have a health emergency while . A Unum has partnered with Assist America, Inc., of Princeton, N.J., to provide . assistance services program can provide invaluable peace of mind for health .
http://hr.uark.edu/Travel_Assist_Q_A.pdf

Reporting
See your physician and provide him or her with a signed and dated copy . Unum recognizes that a disabling illness or injury can create emotional, . note: The Health Insurance Portability and Accountability Act (HIPAA) requires that we .
http://www.hr.emory.edu/eu/Forms%20and%20Brochures/Benefits%20Forms/Disability%20and%20Insurance/Emory%20University%20Short%20Term%20Disability%20Brochure.pdf

The following websites offer detailed information on homeless and unwanted animals, the pet overpopulation crisis, and the importance of spaying and neutering your pets: